Patients of all ages need high-quality dental care for good oral health, and for anyone fortunate enough to have a Humana insurance plan, it's easy and affordable. We always recommend maximizing your plan’s preventive coverage by getting regular checkups with Dr. Varun P. Joseph in Plano. This way, you can minimize the amount of major dental work you need in the long term and prevent the need for more involved procedures as much as possible. But rest assured that when restorative work and regular dental work is necessary, your Humana plan offers coverage for that as well.
Humana Coverage Availability & Fees
One of the advantages of a Humana PPO plan is that you can use preventive care to see most dentist. Here are some of the basic coverage percentages for a Humana PPO plan.
- Preventive care – Cleanings, routine X-rays, and checkup exams are routinely covered.
- Basic restorative care – This includes procedures such as fillings, which typically get 40% – 80% coverage.
- Major restorative care – More involved procedures such as dental crowns and root canals are often less than preventive or restorative care; however we will always try and maximize your benefits.
It is important to remember that there are different Humana PPO plans, each with their own specific benefits. For example, some plans have a deductible that only applies to restorative services, while others require a deductible to be met before any services are covered.
Having said that, every PPO plan comes with an annual maximum, which is the most that Humana will pay for your dental care within a calendar year. In some cases, we can structure your treatment in a way that breaks it up over two years so you can benefit from two plan maximums rather than one.
We’re Here to Help You!
We understand that it can be tough to handle dental insurance on your own, so our in-house insurance experts, are here to help you get the most from your Humana plan. With our experienced staff, you can bet that we have countless patients with the same questions you have. They are happy to file your claims and explain the “ins and outs” of your coverage so you know what to expect from the start. Schedule your appointment online or give us a call! If you have any questions at all about your Humana plan, don’t hesitate to get in touch!